Accident Cover



Note: Let’s Insure Accident Cover is currently unavailable to new applicants.

If you have a current Accident Cover Policy, there will be no change to the terms or benefits and obligations under your policy, provided it is kept in force. Our Customer Care team is happy to assist with any questions you may have. Call us on 1300 499 499 (Monday – Friday, 9am to 5pm) or email


Accidents happen. You’ve heard the phrase before, but maybe you haven’t given it much thought. But 1 in 5 families experience the death of a parent or have a parent who is no longer able to work due to a serious accident.1 Sadly, planning for an unpredictable future may be necessary.


About Accident Insurance

We understand that it can be difficult to think about the worst happening to you or your family. However, taking the time to protect you and your loved ones financial future can provide peace of mind if the unexpected occurs.

Let’s Insure Accident Cover can help protect your family from the financial impact of an accident. A lump sum is paid out in the event of Accidental Serious Injury, or Accidental Death. Instead of worrying about finances, you or your family can focus on getting better, or if the worst happens, saying goodbye to a loved one.

$100,000 cover from just 72 cents a day


Why choose Let’s Insure Accident Cover?

Let’s Insure Accident Cover is flexible to help meet your family’s needs, whatever they may be.

  • Cover to fit your budget – cover ranges from $100,000 to $350,000, helping your family focus on their health and wellbeing during a difficult time.
  • Flexible cover options – Single and family policies are available to suit your lifestyle, covering your partner for added peace of mind.
  • Optional Children’s Cover – with no limit to the number of children covered.
  • Use your payout any way you wish – to pay off the mortgage or other loans, provide medical or other assistance, or provide ongoing financial support to you and your family.
  • Advance Funeral Benefit of $16,000 – to help pay for funeral and other final expenses
  • Premiums don’t increase because you get older
  • Automatic cost of living increases – upping your benefit by 5% p.a. to help your cover retain its future value.
  • Worldwide coverage – 24 hours a day, 7 days a week.


Getting an Accident Cover policy

Let’s Insure Accident Cover makes it quick and easy to get covered. Policy acceptance is guaranteed for all Australian Residents aged 18-70 years, with no health questions, medicals, or blood tests needed. Simply:

  • Step 1. Choose how much Accident Cover you need
  • Step 2. Decide who you’d like to cover – just yourself or yourself and your partner plus any children
  • Step 3. Select how frequently you’d like to pay – weekly, fortnightly, monthly or annually.
  • Step 4. You can be covered over the phone in minutes.


1. Lifewise/NATSEM Underinsurance Report 2010.


Optional Children's Cover

Optional Children's Cover

For an extra layer of protection for your family, you can add Optional Children’s Cover to your Accident Cover policy.
More on Optional Covers
Accident insurance FAQs

Accident Cover FAQs

Still have questions about Accident Cover? Get answers to some commonly asked questions here.
Accident insurance FAQs
Accident insurance FAQs How to make a claim
How to claim